Finance Center

Financing With Our Team Is Easy and Hassle-Free!

After you have done your research on our vehicles, and after you have taken a model out on a test drive, your next step is to pursue different financing options. Whether you know what you want to do before you arrive on our lot -- either leasing a vehicle or buying it -- or not, our team is here to help answer your questions and explain the intricacies of each financing option so you can feel more confident during the purchasing process.

What Is the Difference Between Leasing and Purchasing?

One of the main questions we get from drivers pertains to the differences between leasing and purchasing. If you have never leased a vehicle, for instance, you may not be sure what differentiates it from just purchasing a car.

The main difference between leasing and financing comes down to ownership.

When you buy a car, you will (likely) need to get an automotive loan to cover the initial cost of the vehicle. You will own the car, but you will then need to pay down that loan.

When you lease a vehicle, you do not own it. You also don't have to take out a loan, though; instead, you would pay a predetermined amount on a monthly basis, akin to renting an apartment. Because of this, leasing can sometimes be more affordable.

Ready to Learn More?

If you would like to learn more about financing, or if you have any questions about leasing, we invite you to visit us at Cooper Kia in Yorkville, NY. Our team would be happy to assist you with all of your automotive needs.

Visit us today and we can help you set up a test drive with your favorite Kia vehicle on our lot.

We proudly serve drivers throughout Utica, New Hartford, NY; Rome, NY; Oneida, and Oneonta.

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Cooper Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact

Cooper Kia

5056 Commercial Drive
Directions Yorkville, NY 13495

  • Sales: (315) 736-3697
  • Service: (315) 736-4639
  • Parts: (315) 736-5712

Hours

  • Monday 8:30AM - 8:00PM
  • Tuesday 8:30AM - 8:00PM
  • Wednesday 8:30AM - 8:00PM
  • Thursday 8:30AM - 8:00PM
  • Friday 8:30AM - 6:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed
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